Legal & Policies
Every document below is draft content for this mock version of OurMoni. None of it has been reviewed by a qualified Nigerian fintech lawyer, and none of it should be treated as final or legally binding.
Privacy Policy
What information OurMoni collects and how it's used.
Updated 8 Nov 2026
Terms of Service
The rules for using the OurMoni platform.
Updated 8 Nov 2026
Cookie Policy
How OurMoni uses cookies and similar technologies.
Updated 13 Oct 2026
Personal Savings Terms
Rules specific to individual savings goals.
Updated 8 Nov 2026
Ajo Circle Terms
Rules specific to rotating Ajo Circles.
Updated 8 Nov 2026
Friendship Pool Terms
Rules specific to shared Friendship Pools.
Updated 8 Nov 2026
Project Savings Terms
Rules specific to shared Project Savings.
Updated 8 Nov 2026
OurMoni Groups Terms
Rules for organizers running contribution groups.
Updated 8 Nov 2026
Fees & Charges
What OurMoni charges for its services.
Updated 8 Nov 2026
Withdrawals & Cancellations
How withdrawals and cancellations are intended to work.
Updated 8 Nov 2026
Complaints & Dispute Resolution
How to raise a complaint and how it's handled.
Updated 13 Oct 2026
Risk & Returns Disclosure
What OurMoni does and doesn't promise about your money.
Updated 13 Oct 2026
Verification & Financial Crime Prevention
How identity verification works on OurMoni.
Updated 13 Oct 2026
Third-Party Service Providers
Who helps run OurMoni behind the scenes.
Updated 8 Nov 2026
Account Closure & Data Retention
What happens when you close your account.
Updated 13 Oct 2026
Company & Legal Information
Who operates OurMoni.
Updated 13 Oct 2026