This is placeholder draft content written for the current mock version of OurMoni. It has not been reviewed by a qualified Nigerian fintech lawyer, does not reflect final company or regulatory decisions, and must not be treated as legally binding or as proof of compliance.

Any signed-in OurMoni user can contribute to any project — it's a shared, public target, not a closed group.

"Contribute Now" records a contribution to the project's history without touching your wallet; "Contribute from Wallet" is a real, PIN-confirmed debit into the project's shared balance. In a real implementation funds are intended to be locked until the project's maturity date — that locking isn't enforced yet, wallet-funded or not.

What happens if a project doesn't reach its target by maturity is pending confirmation.