Account Closure & Data Retention
Updated 13 Oct 2026
Draft content, not final or legally reviewed. See "Outstanding decisions" below for what still needs confirmation.
Draft notice
This is placeholder draft content written for the current mock version of OurMoni. It has not been reviewed by a qualified Nigerian fintech lawyer, does not reflect final company or regulatory decisions, and must not be treated as legally binding or as proof of compliance.
Requesting closure
Go to Profile → Account → Request account closure. In this version, that only marks your mock account status as closure-requested — no data is actually deleted.
What's retained
Which records (if any) would need to be retained after closure, and for how long, is pending confirmation.
Data requests
A dedicated channel for data-access or deletion requests will be published here once confirmed.
Outstanding business decisions
- Confirm post-closure retention requirements.
- Confirm a data-request contact channel.
