This is placeholder draft content written for the current mock version of OurMoni. It has not been reviewed by a qualified Nigerian fintech lawyer, does not reflect final company or regulatory decisions, and must not be treated as legally binding or as proof of compliance.

Withdrawing from your wallet to a real bank account is not available yet. The Withdraw page tells you this directly — no withdrawal is requested, nothing is debited, and no payout is in progress.

Friendship Pool withdrawal requests (a member asking for a share of what they've contributed) are real and already working, subject to the pool's own approval rules — see Friendship Pool Terms. That's a different thing from a wallet-to-bank-account withdrawal.

Processing times, early-withdrawal conditions, and cancellation implications for a real deployment are pending confirmation.