This is placeholder draft content written for the current mock version of OurMoni. It has not been reviewed by a qualified Nigerian fintech lawyer, does not reflect final company or regulatory decisions, and must not be treated as legally binding or as proof of compliance.

You set a target amount, a contribution schedule, and a maturity date for a personal goal.

There are two ways to add money to a goal: "Add to Goal" records a contribution to your history without touching your wallet balance, while "Contribute from Wallet" is a real, PIN-confirmed debit from your OurMoni wallet into that goal. Only the wallet-funded kind moves real ledger money.

Final rules for early withdrawal from a personal goal, any applicable adjustment, and goal cancellation are pending confirmation.

What happens when a goal reaches its maturity date — automatic payout, manual withdrawal, or rollover — is pending confirmation.