Personal Savings
Solo goals — rent, emergency fund, school fees.
Learn more A calmer way to save
Make room for
what matters
Save toward your plans, or bring your people together around a shared one.
Your account and savings stay yours.
SecurityWays to save
Find your kind of saving
A calmer way to save
Make room for
what matters
Save toward your own plans, or bring your people together around a shared one.
SAVE, YOUR WAY
For your goals
Save on your terms
For your people
Build something together
Your account and savings stay yours.
Ways to save
Save on your own.
Save together.
Project Savings
Locked group funding for a shared goal.
Learn moreFriendship Pool
A shared pool with member-approved withdrawals.
Learn moreAjo Circles
Rotating group savings with a fixed payout order.
Learn moreOurMoni Groups
Create a group to manage contributions, members and payouts digitally.
Learn moreA clear place to begin
Start with a plan. Keep everyone in the loop.
Choose a way to save, set up the details, then follow the activity in one place.
01 · Choose
Pick your kind of saving
Choose a personal goal or a shared savings product that fits your plans and your people.
02 · Set up
Add the details
Set a target for a personal goal, or agree on the contribution details with your group.
03 · Follow along
See how things are moving
Follow progress and contribution history. Wallet-funded actions ask for your transaction PIN.
Saving, side by sideAjo CirclesA shared rhythm.
A shared rhythm.
A clear turn for everyone.
Rotating group savings with a fixed payout order. Bring your circle together and follow each cycle as it moves.
Explore OurMoniTake a look around
Get to know OurMoni at your own pace.
Explore the app with a temporary sample workspace. It doesn’t need an account and never connects to real funds.
Explore the demoDemo balances and actions are simulated, stay in the browser session, and reset on refresh.
A clear note about the demo
Every value and action in the demo is simulated. Nothing connects to a real wallet, account, ledger or payment provider, and demo funds can’t be withdrawn or transferred as money.
Good to know
A few things people ask.
Does the demo use real money?
No. Demo balances, activity and actions are simulated in temporary browser memory. They do not connect to a real account, wallet, ledger or payment provider, and reset when you refresh.
Can I withdraw money to my bank?
Bank withdrawals and bank-account verification are not available yet. The app will say so clearly; the demo does not request or process a withdrawal.
How do Ajo Circles work?
Members contribute the agreed amount each cycle. The full pot is paid to the next person in the fixed order only after every member has contributed for that cycle.